How it actually works
The whole model in plain english. No mystery boxes.
The money loop
- You stake USDCInto an on-chain pool. Minimum 100. Your wallet is your account.
- The pool stocks the shopYour USDC buys real gift card stock at our suppliers.
- Shoppers swap PLUS for gift cardsAt live market price. Every sale makes a profit.
- Most of each sale restocks the shelfA fixed portion swaps back to USDC and refills the stock automatically.
- The profit is split daily60% to USDC stakers and 40% to gift-card buyers as cashback. Nothing to the company. All on chain.
- You take your share your wayTake it to your wallet as USDC by default, or PLUS if you choose, grow your stake, or spend it on gift cards at bonus value.
What if this had been staked?
The cap system
The pool only accepts as much money as real sales can use. The cap recalculates every day from the past 30 days of proven sales. If sales shrink, deposits pause and the pool shrinks gently through normal exits, never forced ones. The rule behind the cap can only change after a 48 hour public notice.
Exits
The free exit starts a 30 day cooldown. Withdrawals share a rolling exit window sized from recent sales, and the remaining room is published. Because your USDC is working as real gift card float, this is not instant or anytime full withdrawal: a large position may need several successive windows to exit in full, and full liquidity depends on float returning from suppliers. The fixed instant-exit floor is always available. A fast exit cuts the wait to 24 hours for a 30% fee that goes to the stakers who stay, because leaving early has a real cost. Nothing here is hidden, the Proof page shows the queue live.
The honest limitation
This loop gives PLUS real utility and steady buy volume. It does not promise price pumps, and we will never claim otherwise. Yield comes from selling gift cards at a margin, and that is the only place it comes from.